New credit card scam alert

There are many cardholders don't check their credit card statements all that carefully. Did you notice your recent statements for unexplained charges of $9.84? Don't fall for it!

How this scam works: 

You found a recent strange charge of $9.84 on your credit card statement. The information listed on your bill is an unfamiliar website. Whe you try to browse the web address, and it's not the business website and it's a generic landing page that claims to offer "Customer Support." The text promises to "refund 100% of your last payment" and provides a phone number and email address.

Scammers are charging stolen credit card numbers for a small amount of money. (Recent victims were all charged $9.84, but scammers may change that amount as word gets out.) The expectation is that many cardholders won't notice the small amount of charge, and the credit card companies won't go after such a minor sum.

Victims report calling the "customer support" site and receiving verbal confirmation that the charge would be canceled.  However, don't take the scammers at their word. Contact your bank to report the charges and request a new credit card. Your credit card information has been compromised, and it's likely scammers will be back for more.

Tips to avoid the risk of Credit Card Scam:

Report lost cards and incorrect charges promptly
If your credit card is lost, stolen in the United States and Canada, or used without your permission, you may be responsible for up to $50. If you report the loss before the card is used, you're not responsible for any unauthorized charges. In addition, many cardholders are protected by zero liability policies set in place by credit card companies.

Never lend your card to others
Do not place or leave your cards, statements and receipts laying around your home, office or car.

Request a new card if you notice unauthorized charges
Fraudulent charges mean your card information has been compromised. Be on the safe side and request a new card immediately.

Never sign a blank charge slip
Draw lines through blank spaces on charge slips above the total so the amount can't be changed.

Use caution when ordering online or over the phone
Always be cautious about disclosing your account number on the telephone or online unless you know the person you're dealing with represents a reputable company.