Highest paying affiliate program for health and beauty website or blog

Do you have a nice and great looking Health and Beauty website or blog? If you are interested in making money off the explosive sales in the health and beauty industry, then MarketHealth.com is perfect for you.

Market Health is now the world's largest integrated online marketing company in the health and beauty industry. The Market Health Affiliate Program allows you to market and promote the world’s leading health and beauty offers on the net. They offer the highest paying affiliate commissions and the most advance tracking software in their industry. Choose from over 50 offers which include herbal supplements, skin care, vitamins, beauty products, health care, weight loss and more.

Commission payments are sent twice a month on the 1st and 16th with a $20 minimum. The sales you generate from the 1st - 15th get paid on the 1st of the following month.
The sales you generate from the 16th - 31st get paid on the 16th of the following month. Therefore, there is a two-week accounting period before you receive your payout.

Payment option:

• Check by Mail
• Bank Wire
• PayPal
• Pre-Paid Debit Card via Payoneer

Special commission for Super Affiliates:

If you can send 20 or more sales per day, they are happy to negotiate special commission and payment requirements. They want your business and can guarantee you the best deal right here at MarketHealth.com.

Visit markethealth.com

Intuit "Payroll Processing Request" Malware Email

"Payroll processing" emails purporting to be from financial software provider Intuit, claim that are large amount of money is about to be withdrawn from the recipient's bank account to cover employee paychecks. The recipient is invited to click a link in the message to download payroll details.

The email is not from Intuit and the claims in the message are untrue. Those who fall for the ruse and follow links in the email will be taken to a website that harbours information stealing malware.

The emails are not from Intuit. In fact, the emails are designed to trick recipients into downloading malware to their computers. The criminals responsible for the scam hope that recipients, panicked into believing that several thousand dollars is set to be withdrawn from their bank accounts, will click the link in the message without due forethought. Clicking links in the messages, will actually take victims to a compromised website that harbours malware. The victim is taken to a site that supposedly contains more information about the payroll withdrawal and then asked to wait until the page fully loads. However, the page then automatically redirects to other sites where trojans and other types of malware may be downloaded to the visitor's computer.

Once installed, this malware can change computer settings, steal sensitive information stored on the computer and connect to remote servers.

Example mail:
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From: Intuit Payment Network
Subject: We have received your payroll processing request.
Direct Deposit Service Communication
Information Only

Dear [email address removed]

We obtained your payroll on June 16, 2014 at 3:25 AM Pacific Time.

Funds will be withdrawn from the bank account number ending in: XXXX on June 17, 2014.
Amount to be withdrawn: $7,956.50
Paychecks will be transferred to your employees' accounts on: June 17, 2014
Please download your payroll here.
Funds are as a rule withdrawn before normal banking hours so please make sure you have enough funds available by 12 a.m. on the date funds are to be withdrawn.

Intuit must obtain your payroll by 5 p.m. Pacific time, two banking days before your paycheck date or your employees will fail to be paid on time. QuickBooks does not process payrolls on weekends or federal banking holidays. A list of federal banking holidays can be accessed at the Federal Reserve website.

Thank you for your business.

Sincerely,
Intuit Payroll Services
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How to protect yourself from a phishing attack:

1. If you suspect you have received a phishing email from Intuit, please forward it immediately to spoof@intuit.com. Intuit will look into each reported instance.
2. Make sure you subscribe to an anti-virus software and keep it up-to-date.
3. Make sure you have updated your web browser to one that includes anti-phishing security features, such as Internet Explorer 7 or Firefox version 3 or higher.
4. Make sure that you keep up to date on the latest releases and patches for your operating systems and critical programs. These releases are frequently security related.
5. Do not open up an attachment that claims to be a software update. We will not send any software updates via email.
6. Do not respond to emails asking for account, password, banking, or credit card information.
7. Do not respond to text messages or voicemails that ask you to call a number and enter your account number and pin.
8. Make sure you have passwords on your computer and your payroll files.

Three common methods that phishers use in their emails:

1. Spoofed email address.
Don't reply to unsolicited email and don't open email attachments. It's easy to fake a From or Reply To address, either manually or with spam software, so never assume an email is real by looking at its header. You might be able to spot fake addresses by checking for domain name misspellings, but this isn't foolproof. Some email service providers combat the problem of spoofed addresses by using authentication techniques to verify a sender's integrity.

2. Fake link. 

When in doubt, never click on a link in an unsolicited or suspicious email. Scam emails can contain a hidden link to a site that asks you to enter your log on and account information. A clue: if the email threatens you with account closure if you don't log on soon, you could be the target of phishing. You may be able to tell if a link is real by moving your mouse over it and looking at the bottom of your browser to see the hidden Web address - it will look different than the one you see on the surface.

3. Forged Website. 

If you must visit a financial site, like your bank or credit card company, enter its known address into the browser location field manually. Use a browser with an anti-phishing plug-in or extension, like FireFox version 3 or higher or Internet Explorer 7. These browsers warn you about forged, high-risk sites. Phony Web sites mimic real sites by copying company logos, images, and site designs. Malicious webmasters can also use HTML, Flash or Java Script to mask or change a browser address.

Visit security.intuit.com to get the most up to date information about phishing.

Income potential using 5 monetization tips for your blog

Many bloggers want to find a good ways to generate an income from their blogs. If your blog is ready for this, let's start and create some interesting make money tools. Here are basic and easy to use of monetization tips for blogging efforts.

1. Advertising or Affiliate Program

Put some ads on your blog is the most obvious way to derive an income from your blogging efforts. Ads can come in the form of text links or banner ads, and advertising options are available that you can easily tap into through pay-per-click, pay-per-post and affiliate programs online. Google AdSense, Amazon Associates, Clickbank, eBay Affiliates and Pay-Per-Post are just a few of the most common advertising programs available to bloggers.

Read more about Ad Networks

2. Writing or Selling Ebooks

Another great way to make some online income from your blog is by writing an ebook and offering it for sale through your blog. Ebooks are particularly successful for bloggers who have positioned themselves as experts in their fields and advertise their ebooks as additional or exclusive information just for readers of their blogs. You can join Kobo or Amazon books affiliate program to monetize your blog.

3. Merchandise

This is a simple way to monetize your blog by selling merchandise through a service such as CafePress. CafePress is the world's creative minds join forces to provide an unparalleled marketplace. They give you the power to create custom products and personalized gifts on a variety of high-quality items such as t-shirts, hoodies, posters, bumper stickers and mugs and also allows you to set up online shops where you can design and sell your own unique merchandise.

4. Reviews for Pay

Bloggers can make money by reviewing products, events, businesses and more through blog posts. Many businesses will look for these posts on your blog before they'll consider sending you free products to review and pay you. Create a category and use tags or labels to identify product review posts, so it's easy for visitors and businesses to find them. When you request free products from a business, you'll need to be able to prove that you publish well-written reviews. Popular per-per-post site are Payperpost and ReviewMe.

You can write a request for free products that you can email to businesses, share all of the data gathered above as well as links to prior product review posts. The goal is to make your blog sound like a place where the business is sure to find a sizable number of people that match their desired target audience.

5. Sell Your Blog Ad Space Directly to Advertisers

You can attempt to sell your own ad space directly to advertisers, but unless your blog is established with a sizable audience and high traffic, it can be difficult to manage and make money selling ad space directly.  Fortunately, there are sites like BuySellAds.com that link online publishers up with online advertisers to make selling your ad space easier.

Bogus Holiday Scams Alert

Holiday or travel scams is one of the most costly scams, according to the reported, the average victim losing more than $5,200, how they work? You're handed a scratch card and discover you have won a free holiday. You have to attend a presentation to collect your prize. The presentation is usually at a swanky hotel, with glossy brochures and posters all adding to the air of authenticity.

After committing yourself you will suddenly find that your 'free' holiday has a lot of extra costs, such as transport and other less obvious but nonetheless 'compulsory' extras. Be especially wary of presentations that ply you with unlimited alcohol or offer special discounts that only last that day, and withstand the pressure to sign anything until you have taken the information away with you to study in your own time.

Generally, a genuine holiday clubs will allow their customer to look over a contract before signing it, while bogus holiday clubs will pressurise hopeful holidaymakers into signing on the dotted line, without reading through everything properly.

What usually holiday and travel scams look like?

If somebody promises you a break from the old routine, at a fraction of the normal cost, of course you’ll be tempted. There are some genuinely good deals on holiday and travel and scammers know it. Whether you’re buying holiday vouchers, booking accommodation online, or sorting out a visa for your trip, it pays to do your homework. Make sure holiday and travel deals are genuine, so that you don’t end up disappointed.

Types of holiday and travel scams:

Fake holidays or accommodation
You’re planning your overseas holiday. You find some great accommodation that seems very reasonable. You send them an email to make a reservation, and are asked to pay by a money-wiring service like Western Union. You start to get worried when you haven’t received confirmation of your booking. You do a search online and find that several people have been caught out by the same scam.

Free vouchers or holiday dollars
You received overseas call centre congratulates you – you've "won" a holiday pacakege. You’re given a run-down of where you can go, and the hard-sell on what an incredible deal this is. You’re promised a holiday, flights or accommodation worth thousands of dollars. All you have to do is pay a nominal fee.
You’re asked for your credit card details (including the security number on the back) and told that you’ll receive some vouchers. The vouchers arrive and you discover they’re worthless. You realise that you’ve been scammed and that the scammers now have access to your credit card to use as they please.

Major events
Scammers will often take advantage of major events like the Olympics or the Rugby World Cup.  The spike in demand these events create makes for rich pickings. It's a good idea to be particularly alert to potential scams if you are booking travel or accomodation for a major event.

Fake visas
You’re travelling overseas and need to organise a visa. You do an online search and find a good helpful and looking site that’s in the featured listings. Great! You fill in your details and pay by credit card.

How to protect yourself from holiday scams?

• If somebody calls you about a holiday voucher scheme, ask for the details of the hotels or airlines that are involved. Contact the hotel or airline directly to check whether the offers are real, remember to use the telephone numbers from a trusted source, not ones given to you by the person who has called you. If the hotel or airline is part of a voucher scheme, ask for the telephone number of the company that sells their vouchers. That way you can give the company a call to make sure that the person who phoned you is legitimate.
• Before taking up a holiday or travel offer, run an online search using the company name, followed by "scam". If it is a scam, you may find reports from other people.
• When searching for holidays and travel online, check out any company's contact details before you make a booking. Try the best to get through to their customer services number. If you send them an email, is their response in broken English or in any way suspicious? Is there a contact address? When you do an online search, is it listed as the business address of any other companies?
• If you've been trapped by a holiday and travel scam, and have paid using your credit card, contact your bank to see if you can claim a cashback.
• Be wary if any companies that ask you to pay using a money wiring service like Western Union.

If you've been affected by a holiday or travel scam, you can report your scam at consumeraffairs.govt.nz

Mobile phone scams

Mobile phone scams involves a variety of scams that either persuade you to buy phone-related products or services that turn out to be substandard or non-existent; or to make phone calls or texts to premium services by accident; or to unknowingly sign up to expensive subscription services.

There are a variety of mobile phone scams around the world. Let's see some of the most common:

Text message scams

Sometimes you'll received a text from some strange three or five digit number you don’t recognise, but it’ll be worded as if it's from a friend. For instance: 'Hi, it's Mike. I'm back! When do you want to catch up?' So you call it back, thinking you’re doing them a favour by telling them they’ve got the wrong person, only to be charged a fortune for a premium rate call. Or you may text back and end up engaging in a lengthy SMS exchange. You find out that you’ve been charged a high rate for your texts and sometimes for your received texts as well.

Phone insurance scams

If you’ve bought a new mobile phone, a fraudster may call you to sell you phone insurance, making out that they are calling from the shop where you bought it from, or from your mobile phone network. At best, you end up with poor quality phone insurance or, at worst, none at all.

Steal your personal information and your mobile phone

Mobiles phones and smart devices like iPads are now capable of holding a lot of your personal information such as access to your emails and mobile banking apps, it’s more important than ever to know how to keep data on your mobile phone or device secure. Some smartphones pre-installed a security apps to secure your personal data, if you couldn't found the related apps, just surf online or the app store to download one.

Ring tone scams

These scams might attract you with an offer of a 'FREE' or low cost ring tone. By accepting the offer, you’re actually subscribing to a service that will keep sending you ring tones, and of course, they will charging you a premium rate for them. There are many legitimate companies selling ring tones, but there are also scammers who will try to hide the true cost of taking up their offer.

Missed call scams

Ssometimes your phone received a missed call. You don’t recognise the number so you call it back. Most of the time the call will be perfectly above board, but you may be redirected to a premium rate service which can cost up to $20 ~ $30 per call.

Recorded message scams

The number you’re asked to call back may be a recorded message telling you that you’ve won a prize, and giving you another number to call to ‘claim’ it. But this second number may be a premium rate one. Also, your prize may be nothing more than a ring tone subscription which can also be a scam.

iPhone or Smartphone winning contest
"Send more SMS to win an iPhone" - Sound similar? See if a thousand users send this SMS contest, if each SMS costs $0.30, then the total amount is $300 ($0.30 x 1000), what about a hundred thousand users? or even millions users sending a same SMS? That scammers might earn up to million dollars but given away few prizes just costing few thousand bucks.

How to avoid mobile phone scams?

1. Don’t respond to unknown numbers.
2. Most phone service providers have their own security policies in place to help protect your data; examples include a secret question or a personal PIN for your account. It’s always worth checking what they have and make sure you sign up to use them.
3. Set up a password or pass-code on your phone or tablet and keep it locked when you’re not using it. Refer to your user guide or manual to learn this. 
4. Never allow application or files to be installed from unknown sources particularly on smartphones or tablets (e.g. Android apps outside of Android Market).
5. If you visit a website through your mobile or tablet and the URL looks suspicious, close it down immediately.
6. Never store your personal details like passwords or PIN numbers in texts or emails that are accessible through your phone or tablet. If you want to, install and use the mobile security app.
7. If your phone is stolen, tell your provider straight away, they can blacklist and deactivate it remotely. You should then change any passwords for online accounts you access through your phone as soon as possible.
8. If you sell your phone or tablet or give it away, make sure you do a factory reset to clear all your important data like contact, sms, email account and banking information, you’ll find out how to reset your phone in your user guide. 
9. Set up a secure pin on your voicemail so that only you can access your messages. Call into your voicemail service to do this. Follow your service provider’s guidelines if you're unsure.
10. Many smartphones and tablets now come with the ability to remotely lock and track it if it’s lost or stolen.  There are a number of apps but some handsets themselves are capable of this. Check with your manufacturer’s website to find it.

New credit card scam alert

There are many cardholders don't check their credit card statements all that carefully. Did you notice your recent statements for unexplained charges of $9.84? Don't fall for it!

How this scam works: 

You found a recent strange charge of $9.84 on your credit card statement. The information listed on your bill is an unfamiliar website. Whe you try to browse the web address, and it's not the business website and it's a generic landing page that claims to offer "Customer Support." The text promises to "refund 100% of your last payment" and provides a phone number and email address.

Scammers are charging stolen credit card numbers for a small amount of money. (Recent victims were all charged $9.84, but scammers may change that amount as word gets out.) The expectation is that many cardholders won't notice the small amount of charge, and the credit card companies won't go after such a minor sum.

Victims report calling the "customer support" site and receiving verbal confirmation that the charge would be canceled.  However, don't take the scammers at their word. Contact your bank to report the charges and request a new credit card. Your credit card information has been compromised, and it's likely scammers will be back for more.

Tips to avoid the risk of Credit Card Scam:

Report lost cards and incorrect charges promptly
If your credit card is lost, stolen in the United States and Canada, or used without your permission, you may be responsible for up to $50. If you report the loss before the card is used, you're not responsible for any unauthorized charges. In addition, many cardholders are protected by zero liability policies set in place by credit card companies.

Never lend your card to others
Do not place or leave your cards, statements and receipts laying around your home, office or car.

Request a new card if you notice unauthorized charges
Fraudulent charges mean your card information has been compromised. Be on the safe side and request a new card immediately.

Never sign a blank charge slip
Draw lines through blank spaces on charge slips above the total so the amount can't be changed.

Use caution when ordering online or over the phone
Always be cautious about disclosing your account number on the telephone or online unless you know the person you're dealing with represents a reputable company.